BOS Afora Β· Business app for Nigerian SMEs

Run Your Business
from One App.

Tell BOS what you sold, bought, spent or collected, by text or voice note, in your own words. It keeps the records straight, watches your numbers, and tells you what needs attention before it becomes a problem.

No download Β· No credit card Β· Works in your browser

5
Languages for voice notes
8PM
Automatic daily briefing
Free
To start, no card

Screens shown use sample data.

  • CAC registered Β· RC 9523804
  • Runs in your browser, no download
  • Pay by Paystack or Flutterwave
  • Export your records to Excel

Do any of these sound familiar?

You're selling every day...
But you don't actually know your profit.
Customers owe you money...
But you forget to follow up.
Stock finishes unexpectedly...
And customers leave disappointed.
You keep records in a notebook...
Or worse, in your head.
BOS fixes all of this, from one app.
Start Free β†’
Your Evening Briefing

What 8PM Looks Like With BOS

Every evening at 8PM, BOS sends you a complete business briefing automatically. No request needed. It's waiting in Chat, and as a notification, the moment you check your phone.

● Delivered automatically Β· Every 8PM WAT

Your business briefing. Every night.

BOS sends you a full day-end briefing without you asking. Revenue, profit, outstanding debts, stock warnings and one recommended action, all in one message.

No calculations needed. BOS does the math.
No more forgotten debts. You see them every night.
Stock risks flagged before customers arrive.
One clear recommendation so you know what to do next.
Weekly summary every Saturday at 8AM.

Example briefing with sample figures.

The BOS Model: Record β†’ Understand β†’ Act

Type It, Say It, or Tap It

No training, no dashboards to figure out. Chat in plain language, speak a voice note, or tap through a Quick Action when you'd rather not type at all. BOS records what happened, makes sense of what it means, and tells you what to act on, automatically.

01
Record

Tell BOS What Happened

Type or speak a sale, expense, stock update or customer payment in your own words, or open Quick Actions for a one-tap form instead. English, Pidgin, Igbo, Yoruba or Hausa.
Sold 10 bags of rice at 45k each
I don sell 3 bag rice, 45k each (Pidgin)
Emeka paid his ₦80k debt today
Bought cement 180k from Dangote
02
Understand

BOS Makes Sense Of It

BOS logs the transaction, updates inventory, and keeps your customer records current, then turns it into real numbers: profit, debts, stock levels. Everything is confirmed in seconds. No manual entry, no spreadsheets.
Sales logged with item, quantity, price
Stock levels updated in real time
Debts and payments tracked per customer
03
Act

Get Answers Anytime

Ask what you made today, who owes money, which items are low, and BOS replies instantly. Your daily briefing arrives automatically every evening, in the app and as a notification.
How much did I make today?
Who are my top debtors right now?
What's my cashflow looking like?
What BOS Does

Everything in Three Simple Groups

BOS handles your operations automatically, helps you understand what's going on, and gives you the tools to grow. All from one app.

Record Everything

Every transaction, in plain language, in seconds.
Sales with quantities, prices & returns
Quick Actions: one-tap forms when you'd rather not type
Expenses by category
Inventory & stock levels
Customer debts & payments
Bulk debtor list import & clearing
Receipts generated automatically (incl. device sales: IMEI, warranty & serial)
Voice notes in 5 Nigerian languages
Self-reminders: a preset time, or your own custom date & time

Understand Your Business

Know your numbers without asking an accountant.
Daily & weekly automated briefings
Business health score (0–100 daily)
Cashflow forecast (14 & 30-day)
Top customers & debtor profiles
Low-stock alerts before you run out
Weekly business insights
Push & in-app notifications so nothing gets missed

Grow With Confidence

Tools for the business owner ready to scale.
Up to 5 branches with individual reports
Branch performance ranking
Automated debt collection reminders, incl. SMS (Pro)
Multi-staff access, from any device
Excel export (.xlsx): full history, or sales/expenses only
Cash, bank & mobile-money account tracking
Agent programme: earn for every business you refer
Ask Your Business Anything

Ask Questions. Get Answers.

Once BOS knows your business, you can ask questions your accountant would charge you for, and get the answer in seconds, right in Chat.

Business Health Score Pro

A daily 0–100 score across cashflow, stock risk, debt collection and sales trend, with one plain-language priority action.
πŸ₯ Health: 87/100 Β· Cashflow βœ… Β· Debts ⚠️ Β· Stock 🟑
β†’ Chase Emeka ₦45,000 (12 days overdue)

Cashflow Forecast Pro

A 14 or 30-day forward view built from your transaction history and pending receivables. Know what's coming before it hits.
πŸ“ˆ 30-day forecast: +₦340,000 net
⚠️ Week 3 dip: cement restock ₦180k due

πŸ’‘ Collect 2 debts first to buffer

Customer Intelligence Pro

Who spends the most, who owes the most, who delays payment. BOS profiles every customer automatically from their transaction history.
πŸ† Top customer: Mama Ngozi Β· ₦620k YTD
⚠️ High-risk: Olu Bello · 3 late payments

πŸ“¦ Best sellers: 32kg rice, emulsion paint

Branch Performance Pro

Running multiple locations? BOS compares every branch side-by-side: revenue, margin and customer activity. See exactly what's working.
πŸ₯‡ Ikeja: ₦890k Β· 34% margin βœ…
πŸ₯ˆ Oshodi: ₦620k Β· 28% margin βœ…

⚠️ Surulere: ₦210k Β· 11%, needs attention

Examples use sample names and figures. All four cards are Pro features; Starter includes daily, weekly and monthly insights.

Pricing

Simple, Transparent Pricing

No per-message fees. No hidden charges. Start free and upgrade when you're ready.

75 free transactions to start Β· No credit card required

Starter or Pro? Running one shop? Starter covers sales, expenses, debts, stock and daily, weekly and monthly insights. Choose Pro when you have up to 5 branches or want forecasts, health scoring and customer intelligence.

Starter

Single Business

₦4,000/month
Or ₦40,000 a year, 2 months free.
One business, unlimited records
Sales, expense & debt logging (unlimited)
Inventory tracking (unlimited products)
Daily, weekly and monthly insights
Voice notes (English, Pidgin, Igbo, Yoruba, Hausa)
Debt reminders and low-stock alerts
β€œRemind me to” self reminders and alerts
Customer receipt generation
Business advice and tips
Export last 90 days (Excel)
Cash, bank & mobile-money account tracking
Start Free β†’
Enterprise

Multi-Location

Custom
Billed monthly
Unlimited users, branches and locations
Everything in Pro
Unlimited branches & locations
Unlimited products & staff users
Custom integrations & API access
Dedicated onboarding & support
Talk to Us β†’
The Real Comparison

What Are You Comparing This To?

A subscription only looks expensive next to nothing. Here's what most Nigerian business owners are actually weighing it against.

Hiring a Bookkeeper

Entry-level bookkeeper and accountant roles in Lagos are commonly advertised around ₦80,000–₦150,000 a month. Spread across a 22-day work month, that's roughly ₦3,600–₦6,800 a day, and it usually doesn't include a daily profit briefing or automatic debt reminders.

A Stockout You Didn't See Coming

A customer who can't find what they came for rarely waits. They buy it from whoever has it, today and often again next time. One missed restock on a fast-moving item can cost more than a month of Starter.

A Debt Nobody Followed Up On

Money owed to you that never gets chased isn't a small loss, it's revenue you've already earned and simply failed to collect. A running debtor list with automatic reminders exists because memory alone keeps losing this fight.

Starter is ₦4,000 a month, about the cost of a single day of an entry-level bookkeeper's time, running every day instead of one.

Easy to Start

Why It Is Easy to Start

No App Store Wait

Open it in your browser, and install it in one tap if you want it on your home screen.

No Staff Training

Chat naturally, or tap a Quick Action. Either way, it is obvious.

No More Guessing

Know your profit every day, without doing the sums.

No Forgotten Debts

BOS reminds you who owes what, so money does not go missing.

Questions

Frequently Asked Questions

What is BOS Afora?

BOS Afora is a business operating system for Nigerian small and medium businesses. You record sales, expenses, stock and customer debts by typing, speaking or tapping, and it turns them into daily profit figures, debt lists, stock alerts and an automatic evening briefing.

Do I need to download an app?

No. BOS Afora runs in your browser at app.bosafora.com. You can add it to your home screen from your browser so it opens like an installed app.

How much does BOS Afora cost?

You can start free with 75 free transactions and no credit card. Paid plans are Starter at ₦4,000 per month (₦40,000 per year) for a single business, and Pro at ₦10,000 per month (₦100,000 per year) for up to 5 branches. Enterprise pricing is custom. There are no per-message fees.

What languages does BOS understand?

BOS understands English, Pidgin, Igbo, Yoruba and Hausa, in typed messages and voice notes.

Can I record sales without internet?

Yes. Sales and expenses you enter with Quick Actions are saved on your device while you are offline and sync automatically when you are back online.

What does the evening briefing include?

Every evening at 8PM WAT BOS sends your revenue, expenses and profit for the day, your business health score, who owes you, stock risks, your best seller and one recommended action. It arrives in Chat and as a notification. A weekly summary follows every Saturday at 8AM.

Can I use BOS for several branches and staff?

Yes. Pro supports up to 5 branches with individual reports and a branch performance ranking, and your staff can use BOS from any device. Enterprise has unlimited branches and users.

Can I export my records to Excel?

Yes. You can export to Excel (.xlsx) with your full history, or sales only, or expenses only. Starter includes the last 90 days and Pro includes all-time history.

Who makes BOS Afora?

BOS Afora is built and operated by ChuksForge AI Solutions Ltd, a CAC-registered technology company in Nigeria (RC 9523804).

I used BOS on WhatsApp before. What changed?

No. BOS Afora no longer runs on WhatsApp. It now works as its own app in your browser at app.bosafora.com, with chat, voice notes and one-tap Quick Actions in one place.

Ready to Start?

Know Your Business.
Run It With Confidence.

75 free transactions to start. No credit card. No app store required. Open BOS in your browser and see your business clearly from day one.